A temporary allowance for childbirth and childcare is aChildbirth and Childcare Lump-sum Grant that mothers can receive from their health insurance association, health insurance association, etc. when they give birth to a child.
1 yen will be provided for each baby.
*If you give birth in a small hospital or if you give birth before the gestational age of 22 weeks, the fee will be 488,000 yen.
Since childbirth is not an illness or injury, you will have to pay all the hospitalization costs required for childbirth.
The average cost required for childbirth is approximately 530,000 yen, so think of it as `"childbirth and childcare lump-sum allowance = childbirth expenses (hospitalization fees)''.
●A company employee who is insured by the company's health insurance (self-enrolled)
●Childbirth after 4 months of pregnancy (85 days)
If you are more than four months pregnant, you will be eligible for the Childbirth and Childcare Lump-sum Allowance even if you do not give birth, including induced abortions due to financial reasons.
If mom is not working and dad is living with the money he worked for, you can apply to the company where dad works.
If your application is approved, a one-time birth allowance will be paid.
Depending on the health insurance association or health insurance association that your company is a member of, the union may provide its own benefits, so please speak to the person in charge of general affairs at your company.
There are 3 application methods.
For information on how to apply, please speak to the person in charge of general affairs at your company.
This is a system in which a "Lump-sum Childbirth and Childcare Allowance'' is paid directly to the hospital where the mother (or father) gave birth by the health insurance association or health insurance association that the mother (or father) is a member of.
With this method, if your childbirth expenses exceed 500,000 yen, you will only have to pay the additional amount to the hospital.
(There is no charge to the hospital for up to 500,000 yen)
On the other hand, if the cost of giving birth does not exceed 500,000 yen, you will need to request that the mother (or father) return the difference, so you will need to apply.
Under this system, the hospital will receive the allowance instead of the parents.
The amount of childbirth and childcare lump sum allowance is 500,000 yen instead of 488,000 yen .
This method is often used at small hospitals, and the hospital receives a lump-sum birth and childcare allowance on behalf of the mother (or father) and uses it to pay for the birth.
If the childbirth expenses exceed or do not exceed 488,000 yen, the procedure will be the same as method ①.
However, please note that you need to submit the application form to the mother's (or father's) workplace about one month before the expected birth date.
If you do not use either ① or ②, you can apply for it later.
This application method can be used when you want to give birth in your home country.
However, if you apply later, you will have to pay the childbirth expenses to the hospital before hand.
Therefore, it is necessary to prepare a large amount of childbirth expenses.
Additionally, you will need to submit documents and a consent form from the hospital, so if you plan to apply later, it is a good idea to consult with your company's general affairs staff in advance and prepare the documents.
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